Show Inventory : All Stores 8330 Burnet Rd. 5412 S. Congress 4400 Manchaca Rd
Time Auto & Bill Munday specialize in getting financing for No Credit, Bad Credit & high-risk borrowers in Austin & Central Texas. Our Guaranteed Approvals mean you'll drive away in a great vehicle today.

About Time Auto - An Austin, TX Car Dealership Specializing in Financing Regardless of Credit

Time Auto Sales is your "Buy Here Pay Here" dealers specializing in bad credit or no credit auto financing and offering easy online phone and walk-in approvals for the Austin area and surrounding communities. We are locally owned and trusted since 1991. no credit no problem, you can buy a car with us even if you have a bankruptcy. Call us now to be approved for an auto, truck, suv or car loan now.


Time Auto is successful because we make all financial decisions for our company and the money we lend you comes straight from Time Auto Sales. Ninety percent of our competition use outside banks to finance you, so come to us to cut out the middle guys and have a better and faster experience. We Understand there are so many factors in life that can affect your credit (divorce, bankruptcy, medical expenses, etc.), making it nearly impossible to make a purchase with any kind of financing. How do you get to work if you don't have a car? So we have developed a vehicle purchasing finance company that can get you approved and let you drive home today, without the use of your actual credit score.

Time Auto is proud to inform you that we report to all major credit bureaus. We want to help you establish or re-establish your credit at the same time of helping you drive today.

We are your buy here, pay here dealer, commited to approving good people with bad credit or no credit. Our inventory is constantly changing, and we are approving more and more people just like you everyday. Call today and drive away!!!
Time Auto & Bill Munday: Locally owned and trusted since 1991. Offering special financing, Buy Here / Pay Here and total loan services in Austin. Come by and see us today!
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